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Jared Schwartz,


San Diego

San Diego

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Located in:

San Diego, California

Contact me:

Telephone - Cell:
(619) 913-0303

(619) 471-2040



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Copyright 2007 by

Jared Schwartz

San Diego real estate broker
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Counting the Dollar

Deciding to move into a home is more than just getting on the right land. More important than any part of the real estate business are the investments and finances that are a part of the procedure. If you are looking at any type of property, you will want to invest some of your time becoming familiar with the financial choices that are open to you.

The initial set of terms you will want to become familiar with is with loans. There are a few different types of loans and arrangements of loans that are available to you. Be careful, however, because you can end up paying more than you want or need to with certain types of investments. You will want to understand how the loans are divided, unerringly what you will be paying on, and how this will affect your investment in the real estate.

After this, you will want to evaluate your own finances in order to see how they will work out with the loans. If you have other loans, such as car loans or student loans, it is important to factor them into what you will be paying with your home loan. You will also want to asses things such as your credit report and your financial plan. Your financial history and your present situation makes a large difference in what you are able to pay on a property.

If you aren't finding something that fits perfectly, it will simply be a matter of changing the rules a tiny bit. Although you will mostly be looking at the ways you will be spending money and how this will change your lifestyle, you can also asses ways to deduct the money back off of your investment. There are options for deductions off of taxes and investment deals to help you, for example, if you need to pinch pennies for a while.

More than the ability to pay thousands of dollars every month is the assurance you have gotten into the right deal. Comprehending and appraising your situation to see how it will fit into a loan plan will make a great difference in the type of investment you make. Before placing your money somewhere else, you should always make sure that it is a place meaningful to you.


Bob Schwartz, is a Certified Residential Specialist, and a CA licensed San Diego real estate broker with. Bob has over 27 years of residential real estate experience, authored a number of published articles and served as an expert witness for San Diego lawyers. You can contact Bob via his highly popular San Diego real estate website.

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